I WILL AUTOMATE MONTHLY SAVINGS.
It’s easier to save money when it’s not in your bank account, right? Set up your account to automatically pull a certain amount each paycheck into a savings account for a down payment
I WILL CLEAN UP MY CREDIT.
Don’t make any late payments on credit card bills or loans. Lenders need to see that you can handle payments appropriately. Even if your income is more than enough to purchase a home, a history of late payments can mess with your financing
I WILL BUDGET WISELY – AND STICK TO IT.
There are many expenses involved in buying a home other than a down payment. You also need to save for costs associated with earnest money, inspections, appraisals and other things that may come up during the transaction. Plus, you might need new furniture to fill up your new home.
